Tuesday, November 4, 2008

GRRRR

Just wondering why it is that when we get new insurance they make it sound soooo great. Then when we call for precertification for surgery we learn that it is even more horrible than we thought. Not only do we have a $5000 deductible but I just found out that they have a $4000 limit on the surgeon and hospital bill each! Hmmmm, I didn't know about that when I signed the papers. Does this fall under the Murphy's law?????

6 comments:

tacomom said...

I abhor insurance. Sometimes I think it's just plain easier when you are self pay. Ugh!

Anonymous said...

well, with a $16,000 surgery looming ahead it's hard to know what to think! Sometimes I wander if I had no insurance at all if they would write some of it off. Instead I have very crummy insurance and ended up paying almost half of that amount last surgery!!!!!!!!!
Julie

Angie Davis said...

Oh my word! That insurance is a bit of a joke, isn't it? I hope that coverage doesn't cost you a lot, because... :(

Ronda said...

SO frustrating! Maybe "Obama" will fix everything!(Don't you love sarcastic remarks?)
BTW...Your kids looked cute in their costumes! :)

Julie Waggoner said...

Angie---I will have to say that our insurance isn't very much and by switching from the other crummy insurance I had saved about $2400 this year. So, I guess what I saved I will just have to pay.

Tamera---thank you so much for reminding me of this--I think I'll give him a call!

Julie Waggoner said...

Also, I might add about the pictures----Jeff took them trick-or-treating while I went to the wedding rehearsal and he FORGOT to take pictures-----------waaaaaaaa!! I was so depressed about that! But, too lazy to have them dress up again! Jaida went has a Barbie and Jalen as an old gangster--all compliments of Good Will!